Errors and Omissions (E&O) Insurance

Errors and omissions (E&O) insurance is a professional liability policy covering the policyholder for negligent acts and omissions that may harm his or her clients.

Errors and omissions (E&O) insurance, which may exclude negligent acts other than errors and omissions (“mistakes”), is most often used by consultants and brokers and agents of various sorts, including notaries public, real estate brokers, insurance agents themselves, appraisers, management consultants and information technology service providers (there are specific E&O policies for software developers, website developers, etc.), architects, landscape architects, engineers, attorneys, third-party business administrators, quality control specialists, nondestructive testing analysts, and many others.

A mistake which causes financial harm to another can occur in almost any transaction in many professions.

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